Employer Group

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Employer Group

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Progressive Concepts Insurance is an Employee Benefits Company offering Employer Group Health insurance in the states of Washington, Idaho, Oregon and California. This is how I, Richard Sanchez, started in the insurance business in 1987 with my family’s insurance agency in San Francisco.  This is still a major part of my business today.   

If your goal is to attract and retain top talent your employee benefits package plays a major part in reaching that goal.  Potential employees are shopping benefits, not just salary, when they are choosing what company to work for.

The dilemma is that insurance costs continue to go up, but your employees want better benefits at lower costs. Your health plan needs to line up with their needs and your company’s goals — without breaking the bank. I’ll work with you to create competitive, fairly priced options with an eye on your bottom line.

We stay on top of the latest in health care reform and consumer-driven health plans so you don’t have to. And because we’re not tied to any vendor or product, you can choose from a whole host of top carriers with a wide range of options.

Designing Your Plan

You want your health plan to give your employees the coverage they need at a price they – and your company – can afford.

First we look at your current plans, programs and benefits budget.  One common idea is to offer a baseline plan and then allow your employees to buy-up to a richer plan with one or more carriers, depending on company size, or buy-down to make their cost on dependent coverage more bearable, that is if employees will bear most if not all of their dependents cost on the plan.


We’ll work with you to choose the health care option that does what you need it to. Call me today so we can get started. After consulting with you I’ll have you fill out a company census form so we can present it to all the viable insurance carriers in your area for a quote. I wish you much success and prosperity in reaching your goals!  Let me have the opportunity to be your trusted partner to that end.

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Free no obligation consultation and quotes

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